High Luck can make for easy money grinding at casinos, but if that doesn't interest you then it is also a safe dumpstat. Don't neglect Strength (carry load), Endurance (max HP), and Intelligence (skill points per level.) Charisma is a safe dumpstat.Don't add anything else unless you want something specific, and add them one at a time. If you're modding, get a UI fixer (MTUI), New Vegas Script Extender (NVSE), an unofficial bugfix patch (YUP or UPP+), and the Fallout Mod Manager (FOMM).Play the DLC in release order (Dead Money, Honest Hearts, Old World Blues and then Lonesome Road) starting at about level 20, then gain 5-10 more levels before moving onto the next.Lockpick, Medical, Repair, and Science are good. Hardcore is bad if you're using companions and not modding the game. Default difficulty is fine for casual players.2 Character Building: SPECIAL and Traits.